Freestate
Freestate! Reclaim your financial freedom with our help
Legal Services
Do you have a poor credit rating and live in South Africa’s Free State Province? Do you feel as though you are drowning in debt and are unable to find relief? You may regain control of your finances and get back on track with the assistance of our Mi Law Legal team.
We are here to offer tailored solutions to help you get beyond these barriers because we are aware of the unique challenges faced by batho baFreestate.
We are here to meet your specific needs, whether you are a farmer who has been severely impacted by drought and other environmental factors and is struggling to make ends meet, a small business owner who has been affected by economic downturns and rising competition, or a recent graduate who has racked up a sizable amount of student loan debt. Our team at Mi Law Legal can work with you to design a specific plan to lower your debt and increase your credit score, making it easier for you to reach your financial goals.
Whatever your circumstance, Mi Law Legal is here to offer you the help and direction you require to get through your financial difficulties. Make an appointment with one of our knowledgeable attorneys now for a free consultation to start along the path to financial independence.
Frequently Asked Questions
To exit debt review, you need to settle all the debts listed in your debt review plan. Once you have settled all the debts, your debt counsellor will issue a clearance certificate which you can use to have the debt review flag removed from your credit report.
Yes, you can exit debt review before the end of the repayment period by settling all the debts listed in your debt review plan or proving in a court of law that you are no longer overindebted.
Yes, you can still access credit after exiting debt review. However, it is important to be cautious and only take on credit that you can afford to repay. It is also advisable to monitor your credit report to ensure that the debt review flag has been removed.
Exiting debt review can improve your credit score if you have settled all your debts and are no longer flagged as being under debt review. However, it is important to note that other factors such as payment history, credit utilization, and credit inquiries can also impact your credit score.
Yes, you can reapply for debt review if you exit the process. However, it is important to assess your financial situation and ensure that debt review is the best option for you before reapplying.
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